| ประโยคภาษาจีน : 中文句子 | 
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|  rú guǒ如果  cǐ lèi此类  dài kuǎn贷款  fā shēng发生  wéi yuē违约  nà me那么  gè rén个人  hé和  qǐ yè企业  jiāng将  zāo shòu遭受  zhòng dà重大  cái wù财务  sǔn shī损失  dàn但  zhè bu这不  huì会  zhí jiē直接  kuò dà扩大  shāng yè yín háng商业银行  de的  bù liáng dài kuǎn不良贷款  guī mó规模 | 
| If such lending defaulted, then individuals and corporations would incur significant financial losses, but this would not add directly to the nonperforming loans (NPLs) of the commercial banks. |